A Professional Employer Organization (PEO) provides co-employment services, handling payroll, benefits, compliance, and HR administration. We researched and tested the leading options to find the best solutions for 2026.
This guide covers pricing, key features, pros and cons, and which type of business each tool fits best.
| Tool | Starting price | Best for | Rating |
|---|---|---|---|
| Justworks | $59/employee/mo | Small businesses | 8.2 |
| TriNet | Custom | Small to mid-size | 8.0 |
| Insperity | Custom | Mid-size companies | 8.1 |
| ADP Workforce Now | Custom | Mid-size to large | 8.3 |
| Rippling | $8/employee/mo + base | Mid-size companies | 8.8 |
Justworks is a PEO designed for Small businesses. It starts at $59/employee/mo and is best known for Simple PEO, Benefits.
TriNet is a PEO designed for Small to mid-size. It starts at Custom and is best known for Industry-specific HR, Benefits.
Insperity is a PEO designed for Mid-size companies. It starts at Custom and is best known for Full HR outsourcing, Training.
ADP Workforce Now is a HRIS + Payroll designed for Mid-size to large. It starts at Custom and is best known for Full HR suite, Strong payroll.
Rippling is a Workforce platform designed for Mid-size companies. It starts at $8/employee/mo + base and is best known for IT + HR + Finance unified, Global payroll.
The best peo depends on your team size, budget, and priorities. Startups and small businesses often prefer tools with transparent pricing and quick setup, while larger organizations need advanced reporting, global compliance, and dedicated support.
Read our detailed comparisons or request demos from your top two choices.